Is it possible to turn all debt into real money ?

According to the bank, the world economy is doing great.
because it doesn’t see a difference between money and debt.
It sees the debt of one, as money of another.

So what would happen, if we, as a collective,
would start our own credit bank with higher interests
for any client of  any other bank ever created ?

We would be able to offer the following:

Pay day loans
Bail bonds
Buying of debt

And all with a guarantee of lower interest rates
because all income will be controlled by the collective
so we can use it to help the people get their life on track.

Interested in creating a collectively controlled bank ? click here

Interested in a loan ? click here